Terms & Conditions
Last Updated: September 15, 2026
1. Agreement to Terms
By accessing or using CompoundingCalc (compoundinginterestcalc.com), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue use of the website immediately.
CompoundingCalc is an interactive mathematical calculator provided strictly for educational, informational, and illustrative purposes. Nothing on this website constitutes financial, investment, legal, accounting, or tax advice.
2. Nature of Projections & No Guarantee
The calculations generated by this tool assume constant annualized rates of return, theoretical compounding frequencies, and uninterrupted contribution schedules. In the real world:
- Investment markets fluctuate unpredictably and historical returns do not guarantee future performance.
- Inflation rates, management fees, capital gains taxes, dividend withholding taxes, and transaction charges will alter your real net returns.
- You should consult with a certified financial planner (CFP), registered investment advisor (RIA), or tax professional before making major financial commitments.
3. License & Intellectual Property
All original branding, interface designs, custom graphics, mathematical implementations, and text content on CompoundingCalc are the intellectual property of CompoundingCalc and protected by international copyright laws.
You are granted a limited, personal, non-commercial license to use our tools, export CSV schedules, and share scenario calculations. Automated scraping, framing, or unauthorized redistribution of our code is strictly prohibited.
4. "As-Is" Warranty & Limitation of Liability
This website and its calculation engines are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.
In no event shall CompoundingCalc, its creators, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, our calculation models or information provided on this website.
5. Third-Party Links
Our website may occasionally reference educational materials, external financial benchmarks, or standard definitions. We do not control or endorse the content of third-party websites and are not responsible for their privacy practices or service terms.
6. Modifications to Terms
We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated "Last Updated" timestamp. Your continued use of the website following changes signifies your acceptance.
7. Contact Information
For questions regarding these Terms & Conditions, please contact us via our Contact Page or by email at legal@compoundinginterestcalc.com.